Foreign Exchange & Interest Rate Information
Latest Information on Foreign Exchange Rates, Deposit Interest Rates, and Prime Lending Rates
| GrahaCall | 1500222 |
| GrahaChat | 0821-2222-2222 |
Daily Foreign Exchange Rates
Daily Foreign Exchange Rate
| Currency | Description | TT Sell | TT Buy | BN Sell | BN Buy |
|---|---|---|---|---|---|
USD
|
US DOLLAR | 16.848,00 | 16.540,00 | 16.858,00 | 16.530,00 |
SGD
|
Singapore Dollars | 12.917,03 | 12.609,94 | 12.927,03 | 12.599,94 |
HKD
|
Hong Kong Dollar | 2.194,89 | 2.093,84 | 2.204,89 | 2.083,84 |
CNY
|
Yuan Renminbi | 2.397,00 | 2.295,00 | 2.407,00 | 2.285,00 |
JPY
|
Japanese Yen | 110,55 | 102,49 | 111,05 | 101,99 |
GBP
|
Pound Sterling | 22.051,00 | 21.627,18 | 22.071,00 | 21.607,18 |
AUD
|
Australian Dollars | 10.898,50 | 10.590,02 | 10.908,50 | 10.580,02 |
EUR
|
Euro | 19.472,83 | 19.061,93 | 19.482,83 | 19.051,93 |
MYR
|
Malaysian Ringgit | 4.228,47 | 3.822,66 | 4.228,47 | 3.822,66 |
SAR
|
Saudi Arabia Riyals | 4.652,00 | 4.250,00 | 4.652,00 | 4.250,00 |
Bank Artha Graha Internasional is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia
Bank Artha Graha Internasional is a participant in LPS guarantee. The maximum deposit value guaranteed by LPS per Customer per Bank is IDR 2 billion. To check LPS Guarantee Interest Rates.
Deposit Interest Rates
Deposit Interest Rate
| Currency | 1 Months | 3 Months | 6 Months | 12 Months |
|---|---|---|---|---|
|
SGD
|
2,00% | 0,50% | 0,50% | 0,50% |
IDR
|
2,90% | 2,79% | 2,75% | 3,00% |
|
USD
|
60,00% | 80,00% | 90,00% | 100,00% |
Bank Artha Graha Internasional is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia
Bank Artha Graha Internasional is a participant in LPS guarantee. The maximum deposit value guaranteed by LPS per Customer per Bank is IDR 2 billion. To check LPS Guarantee Interest Rates.
Prime Lending Rate (SBDK)
Prime Lending Rate
|
Data Basis: October 2026 |
Non-MSME Loans | MSME Loans |
Housing Loans (KPR/ KPA) |
Non-Housing Loans | |||
|---|---|---|---|---|---|---|---|
| Korporasi | Ritel | Menengah | Kecil | Mikro | |||
| Base Cost of Funds for Credit (HPDK) (%) | 1,92% | 1,10% | 1,10% | 1,10% | 1,10% | 1,10% | 1,10% |
| Overhead Cost (%) | 3,99% | 4,05% | 4,36% | 4,32% | 3,30% | 5,37% | 4,68% |
| Profit Margin (%) | 2,59% | 2,59% | 2,59% | 2,59% | 2,59% | 2,59% | 2,59% |
| Prime Lending Rate (SBDK) (%) | 8,50% | 7,74% | 8,05% | 8,01% | 6,99% | 9,06% | 8,37% |
| CATEGORY | CREDIT CATEGORY DEFINITION | CREDIT CATEGORY INDICATORS/CRITERIA |
|---|---|---|
| Corporate | Credit extended to Business Entities or Companies meeting the Corporate and Commercial segment criteria of Bank Artha Graha Internasional | Credit ceiling above IDR 20 Billion |
| Retail | Credit extended to Business Entities or Companies not classified under Corporate and Commercial segmentation at Bank Artha Graha Internasional, and not included in medium, small, and micro segments defined under POJK 13/2024 | Credit ceiling up to IDR 20 Billion |
Keterangan :
- Prime Lending Rate is determined by the Bank based on various factors, including benchmark interest rates set by authorized authorities, base cost of funds for credit (cost of fund), overhead costs, profit margins, and economic developments.
- Prime Lending Rate does not account for estimated risk premium components, which depend on the Bank's assessment of individual debtor or debtor group risk.
Bank Artha Graha Internasional is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia
Bank Artha Graha Internasional is a participant in LPS guarantee. The maximum deposit value guaranteed by LPS per Customer per Bank is IDR 2 billion. To check LPS Guarantee Interest Rates.